Refund Transfer products are offered by the independent tax preparers we connect you with. These products give eligible clients the option to have their tax preparation fees deducted from their refund instead of paying upfront. Below is an overview to help you understand how they work.

​

What Is a Refund Transfer?

A Refund Transfer allows a client to use their federal or state refund to cover approved tax preparation fees and other amounts. The preparer completes the return, and once the refund is released, the fees are deducted before the remaining funds are issued to the taxpayer.

​

Why Some Clients Choose This Option

Many clients prefer Refund Transfer products because they allow tax preparation to be completed without an upfront payment. This option can make the filing process more convenient for those who wish to pay from their expected refund.

​

Refund Timing Information

Refund timing is determined solely by the IRS or state agency processing the return. Refunds are released to the Refund Transfer provider—such as Refund Advantage—once the IRS or state completes its review and issues the funds.
Please note: The IRS generally does not release refunds for taxpayers claiming the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) until mid-February, in accordance with the PATH Act.

​

How to Learn More

If you’re interested in using a Refund Transfer, simply ask the tax preparer you are connected with. They can explain program details, eligibility, and any fees associated with the product.